• Kasasa Saver

    An automatic way to save!

    APPLY NOW

Kasasa Saver

If a penny saved is a penny earned, you’ll need a bigger piggy bank to accommodate the extra cash flow generated by our free Kasasa Saver® account. If you already have the best rewards checking account in town, complement it with its savings counterpart!

To make it even easier, Kasasa Saver is linked to your free Kasasa Cash® or Kasasa Cash Back® rewards checking account. All you have to do is meet the easy monthly qualifications, and have your rewards transferred to Saver for savings you don’t even have to think about! It’s that easy!

BENEFITS

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.02% APY* on balances up to $50,000.00
  • 1.02% to 0.60% APY on balances over $50,000 depending on balance in account*
  • $100 minimum deposit to open
  • No monthly service charge
  • No minimum balance requirement
  • Free eStatements
  • Free Online Banking
  • Free Mobile Banking with Moblie Deposit

It’s easy to earn your rewards

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • At least 1 ACH credit or ACH payment transaction(s)
  • At least 12 PIN-based / signature-based debit card purchases, each greater than $1.00

That’s it! If you miss a qualification cycle, your account is still free and you still earn our base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.

Enrolling in and agreeing to receive eStatements is a condition of this account.

APPLY NOW

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based / signature based debit card purchases less than $1.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Saver: daily balances up to and including $50,000.00 in your Kasasa Saver account earn an interest rate of 1.00% resulting in an APY of 1.02%; and daily balances over $50,000.00 earn an interest rate of 0.20% on the portion of the daily balance over $50,000.00, resulting in a range from 1.02% to 0.60% APY depending on the account’s daily balance. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and: Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:

Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 7/26/18. APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the Kasasa Cash, Kasasa Cash Back and a Kasasa Saver account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver’s linked Kasasa Cash or Kasasa Cash Back account’s qualifications. Limit of 1 account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.