• Kasasa Saver®

    An automatic way to save!

Kasasa Saver

If a penny saved is a penny earned, you’ll need a bigger piggy bank to accommodate the extra cash flow generated by our free Kasasa Saver account. If you already have the best rewards checking account in town, complement it with its savings counterpart!

To make it even easier, Kasasa Saver is linked to your free Kasasa Cash® or Kasasa Cash Back® rewards checking account. All you have to do is meet the easy monthly qualifications, and have your rewards transferred to Saver for savings you don’t even have to think about! It’s that easy!


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.26% APY* on balances up to $50,000.00
  • 1.26% to 0.73% APY on balances over $50,000 depending on balance in account*
  • $100 minimum deposit to open
  • No monthly service charge
  • No minimum balance requirement
  • Free eStatements
  • Free Digital Banking
  • Free Mobile Banking with Mobile Deposit


It’s easy to earn your rewards

Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • At least 1 ACH credit or ACH payment transaction(s).
  • At least 12 PIN-based / signature-based debit card purchases, each greater than $1.00.
  • Be enrolled in and have agreed to receive e-statements rather than paper statements.

That’s it! If you miss a qualification cycle, your account is still free and you still earn our base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.

View or print our personal Kasasa accounts brochure (PDF)

Monthly Qualification and Statement Cycles

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based/signature-based debit card purchases less than $1.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000.00 in your Kasasa Saver account earn an APY of 1.26% and average daily balances over $50,000.00 earn an interest rate of 0.20% on the portion of the average daily balance over $50,000.00, resulting in a range from 1.26% to 0.73% APY depending on the account’s average daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns an annual percentage yield of 0.01% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 3/21/2023. APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. Enrollment in electronic services is required to meet some of Kasasa Saver account’s qualifications. A linked Kasasa Saver account is required for automatic savings. Limit of 1 account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.