Applying for a personal loan is easy, convenient, and takes just a few minutes.
Cash emergencies happen. Life moves fast and doesn’t slow down when money is tight. Highland Bank understands that sometimes you need cash in a hurry; get the loan application process started from the comfort of your own home 24/7.
Whether you’re ready to buy a new car or just need a few extra dollars to make improvements to your home, our friendly and knowledgeable staff can find the right loan for you.
Home Equity Loans and Credit Lines
Use the equity in your home to make home improvements, finance a new vehicle or make a major purchase. It is a smart way to borrow and interest may be tax deductible (consult your tax advisor).
We offer fixed and variable interest rate loans with several options to meet your needs. Consult with one of our qualified lenders and they will recommend the best home equity loan or line of credit product for you.
Auto & Recreational Loans
We offer financing with competitive rates and payment options that fit your budget. You will like the ease and convenience of applying for a personal loan online anytime, any where and skip the trip to the bank.
Highland Reserve Line of Credit
Our low-cost credit line linked to your Highland Bank checking account, may be the answer for those emergency situations or short-term needs. We offer:
- Credit limits from $1,000 to $25,000
- A minimum monthly repayment schedule equal to 5% of the current balance or $25 a month, whichever is greater
Consumer Loan Rates Effective: January 24, 2023
|TERM/MONTHS||AUTOMATIC PAYMENT FROM HIGHLAND CHECKING ACCOUNT||REPAYMENT TERMS||AUTOMATIC PAYMENT FROM NON-HIGHLAND CHECKING ACCOUNT||REPAYMENT TERMS|
|NEW VEHICLES, BOATS, RV’s, MOTORCYCLES, SNOWMOBILES, ATV ANNUAL PERCENTAGE RATES(APR)|
|36||7.00% APR||$30.88 per $1,000||7.50% APR||$31.11 per $1,000|
|48||7.00% APR||$23.95 per $1,000||7.50% APR||$24.18 per $1,000|
|60||7.50% APR||$20.04 per $1,000||8.00% APR||$20.28 per $1,000|
|72||8.00% APR||$17.53 per $1,000||8.50% APR||$17.78 per $1,000|
|USED VEHICLES, BOATS, RV’s, MOTORCYCLES, SNOWMOBILES, ATV ANNUAL PERCENTAGE RATES(APR)|
|36||8.00% APR||$31.34 per $1,000||8.50% APR||$31.57 per $1,000|
|48||8.00% APR||$24.41 per $1,000||8.50% APR||$24.65 per $1,000|
|60||8.50% APR||$20.52 per $1,000||9.00% APR||$20.76 per $1,000|
|HIGHLAND RESERVE ACCOUNT|
|N/A||18.00%||Interest Only Payments||N/A||N/A|