Loans

Applying for a personal loan is easy, convenient, and takes just a few minutes.

Cash emergencies happen. Life moves fast and doesn’t slow down when money is tight. Highland Bank understands that sometimes you need cash in a hurry; get the loan application process started from the comfort of your own home 24/7.

Whether you’re ready to buy a new car or just need a few extra dollars to make improvements to your home, our friendly and knowledgeable staff can find the right loan for you.


Home Equity Loans and Credit Lines

Use the equity in your home to make home improvements, purchase a new vehicle or finance a college education. It is a smart way to borrow and interest may be tax deductible (consult your tax advisor).

We offer fixed and variable interest rate loans with several options to meet your needs. Consult with one of our qualified lenders and they will recommend the best home equity loan or line of credit product for you.

Estimate your rate

APPLY NOW


Auto & Recreational Loans

We offer financing with competitive rates and payment options that fit your budget. You will like the ease and convenience of applying for a personal loan online anytime, any where and skip the trip to the bank.

APPLY NOW


Highland Reserve Line of Credit

Our low-cost credit line linked to your Highland Bank checking account, may be the answer for those emergency situations or short-term needs. We offer:

  • Credit limits from $1,000 to $25,000
  • A minimum monthly repayment schedule equal to 5% of the current balance or $25 a month, whichever is greater

APPLY NOW


Consumer Loan Rates Effective: August 4, 2020

TERM/MONTHS AUTOMATIC PAYMENT FROM HIGHLAND CHECKING ACCOUNT REPAYMENT TERMS AUTOMATIC PAYMENT FROM NON-HIGHLAND CHECKING ACCOUNT REPAYMENT TERMS
NEW VEHICLES, BOATS, RV’s, MOTORCYCLES, SNOWMOBILES, ATV ANNUAL PERCENTAGE RATES(APR)
36 4.25% APR $4.52 per $1,000 4.75% APR $4.84 per $1,000
48 4.25% APR $4.07 per $1,000 4.75% APR $4.41 per $1,000
60 4.50% APR $4.02 per $1,000 5.00% APR $4.39 per $1,000
72 4.75% APR $4.09 per $1,000 5.25% APR $4.48 per $1,000
USED VEHICLES, BOATS, RV’s, MOTORCYCLES, SNOWMOBILES, ATV ANNUAL PERCENTAGE RATES(APR)
36 4.75% APR $4.84 per $1,000 5.25% APR $5.16 per $1,000
48 5.00% APR $4.58 per $1,000 5.50% APR $4.94 per $1,000
60 5.25 APR $4.57 per $1,000 5.75% APR $4.95 per $1,000
HIGHLAND RESERVE ACCOUNT
N/A 18.00% Interest Only Payments N/A N/A


Loan Application Questions?

Call Customer Service: 952-858-4888, or email us at Customer Service.