Checking Accounts

Checking Options as Unique as You

When it comes to checking accounts, it’s important you have the right one. Highland Bank has a variety of checking accounts to suit your needs – all with these great perks:

  • Digital and Mobile Banking so you can manage your money from any device
  • Free Bill Pay so you can pay your bills with ease
  • A Visa Debit Card for purchases and ATM withdrawals
  • eStatements to electronically track your money
  • Zelle® makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S.

 

Highland Checking

Highland Checking is a no-frills, checking account that is great for those with basic banking needs.

  • Minimum opening balance required: $100
  • No monthly service charges and a free Debit Card2
  • Free ATM transactions for on-premise ATMs
  • Free access to Digital Banking and Zelle®

Interest Checking

Make your money work for you in this interest bearing checking account.

  • Minimum opening balance required: $100
  • Interest is compounded monthly when a minimum average daily balance of $1,000 is maintained1
  • No monthly service charge if minimum daily balance of $1,000 is maintained. Monthly service charge of $12 will apply when minimum daily balance is not maintained.
  • Free ATM transactions for on-premise ATMs and a Debit Card2
  • Free access to Digital Banking and Zelle®

Student Checking

Student Checking (Ages 13-24)

  • Minimum opening balance required: $50
  • No monthly service charges and a free Debit Card2
  • Free ATM transactions for on-premise ATMs or up to $15 in ATM refunds3
  • Checkless Banking, free access to Digital Banking, and Zelle®

LEARN MORE

Highland Checking Interest Checking Student Checking
Designed for The essentials to meet basic banking needs Earning interest on your checking balance Checkless account for students ages 13 – 24
Minimum to Open $100 $100 $50
Interest1 n/a Yes n/a
Minimum Average Daily Balance to Earn Interest n/a $1,000 n/a
Minimum Daily Balance to Avoid Monthly Service Charge n/a $1,000 n/a
Monthly Service Charge None $12 None
Check Printing Standard fees apply for all products.
Debit Card2 Free Free Free
Free ATM Transactions On-premise ATMs only On-premise ATMs only On-premise ATMs only or up to $15 in ATM refunds3
Highland Reserve4 $25 annual fee $25 annual fee N/A
Other Benefits Free Digital Banking, Zelle®, Account Alerts, Free Cashier’s Checks age 55+ Free Digital Banking, Zelle®, Account Alerts, Free Cashier’s Checks age 55+ Checkless Banking, free Digital Banking, Zelle®, Account Alerts

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day.
2Foreign transaction fees, surcharges and international transaction fees may apply.
3Up to $15 in ATM refunds per calendar month.
4Subject to credit approval.

View Current Rates