Checking

Checking Options as Unique as You

When it comes to checking accounts, it’s important you have the right one. Highland Bank has a variety of checking accounts to suit your needs – all with these great perks:


 

Free Kasasa Cash Checking

A free checking account that rewards you with a really high interest rate!

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Free Kasasa Cash Back Checking

A free checking account that pays you back for your debit card purchases each month!

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COMPARE KASASA CHECKING ACCOUNTS

Highland Checking

Highland Checking is a no-frills, checking account that is great for those with basic banking needs.

  • $100 minimum opening balance required
  • No minimum balance required
  • No monthly fee for ATM/Debit Cards (4)
  • Imaged statements

Interest Checking

Make your money work for you in this interest bearing checking account.

  • $100 minimum opening balance required
  • Interest is compounded monthly when a minimum daily available balance of $1000 is maintained (1)
  • No monthly fee for ATM/Debit Cards (4)
  • No monthly service charge if minimum daily available balance of $1000 is maintained
  • $12 monthly service charge when minimum balance is not maintained
  • Imaged statements

Relationship Checking

For customers looking to be rewarded for maintaining their banking relationship in an interest bearing checking account.

  • $100 minimum opening balance required
  • Interest compounded monthly when a minimum daily available checking balance of $500 is maintained (1)
  • No monthly service charge if $10,000 in combined balances is maintained (2)
  • $15 monthly service fee when combined balances fall below $10,000
  • Free Highland Bank design checks(one box per order) (3)
  • 2 Free ATM transactions per month (5)
  • No monthly fee for ATM/Debit Cards (4)
  • No fee for money orders or cashiers checks (single signer)

Classic 55

For customers 55 or better, who prefer an account with no minimum balance requirements.

  • Available to customers age 55+
  • $100 minimum opening balance required
  • No monthly service charges
  • Unlimited check writing
  • No monthly fee for ATM/Debit Card (4)
  • No fee for money orders or cashiers checks (single signer)
  • Imaged statements
Highland Checking Interest Checking Relationship Checking Classic 55 Checking
Minimum Opening Balance $100 $100 $100 $100
Earns Interest n/a n/a
Balance Requirement to Earn Interest n/a $1,000 minimum $10,000 combined balances(2) n/a
Monthly Service Charge None $12 $15 None
Monthly Statement Charge Free with eStatement or standard paper statement. $5 per month with Imaged Statements Free with eStatement or standard paper statement.  $5 per month with Imaged Statements None Free with eStatement or standard paper statement.  $1 per month with Imaged Statements
Free ATM/Debit Card
Surcharge Free ATM Transactions at MoneyPass ATM’s
Free ATM Transactions On premise ATMs only On premise ATMs only  2 per month On premise ATMs only
Free Bill Pay
Free Digital Banking
Free Mobile Deposit
Free Mobile Wallet
Free MyCardRules
Person to Person Payments

(1) The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day.
(2) Combined balances include checking, savings, and CD available balances and consumer loans and personal lines of credit.
(3) Checks must be ordered through Highland Bank check vendor in order to receive the discount.
(4) Foreign transaction fees and surcharges may apply. Subject to approval.
(5) To receive reimbursement of surcharge and foreign transaction fees, customer must contact Highland Bank Customer Service at 952-858-4888. Reimbursement requests will be processed once per month.

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