Checking

Checking Options as Unique as You

When it comes to checking accounts, it’s important you have the right one. Highland Bank has a variety of checking accounts to suit your needs – all with these great perks:

  • Digital and Mobile Banking so you can manage your money from any device
  • Free Bill Pay so you can pay your bills with ease
  • Visa Debit Card for purchases and ATM withdrawals
  • eStatements to electronically track your money
  • Zelle® makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S.

 

Free Kasasa Cash Checking

A free checking account that rewards you with a really high interest rate!

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Free Kasasa Cash Back Checking

A free checking account that pays you back for your debit card purchases each month!

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COMPARE KASASA CHECKING ACCOUNTS

Student Checking Account

A checking account specifically designed with the needs of students ages 13 – 24 in mind!

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Highland Checking

Highland Checking is a no-frills, checking account that is great for those with basic banking needs.

  • $100 minimum opening balance required
  • No minimum balance required
  • No monthly fee for ATM/Debit Cards (3)

Interest Checking

Make your money work for you in this interest bearing checking account.

  • $100 minimum opening balance required
  • Interest is compounded monthly when a minimum daily available balance of $1000 is maintained (1)
  • No monthly fee for ATM/Debit Cards (3)
  • No monthly service charge if minimum daily available balance of $1000 is maintained
  • $12 monthly service charge when minimum balance is not maintained

Relationship Checking

For customers looking to be rewarded for maintaining their banking relationship in an interest bearing checking account.

  • $100 minimum opening balance required
  • Interest compounded monthly when a minimum daily available checking balance of $500 is maintained (1)
  • No monthly service charge if $10,000 in combined balances is maintained (2)
  • $15 monthly service fee when combined balances fall below $10,000
  • 2 Free ATM transactions per month (4)
  • No monthly fee for ATM/Debit Cards (3)
  • No fee for money orders or cashiers checks (single signer)

Classic 55

For customers 55 or better, who prefer an account with no minimum balance requirements.

  • Available to customers age 55 or better
  • $100 minimum opening balance required
  • No monthly service charges
  • No monthly fee for Debit Card (3)
  • No fee for money orders or cashiers checks

Student Checking

A totally free checkless student checking account designed for students 13 - 24 years of age in mind.

  • No minimum balance requirement.
  • Checkless banking: No need to manage a checkbook.
  • Up to $15 in ATM refunds per statement cycle.
  • Use your debit card up to $200 daily at the ATM and up to $200 daily at point of sale.
  • Mobile Deposit: Deposit checks right from your smartphone or tablet and skip the trip to the bank!
Highland Checking Interest Checking Relationship Checking Classic 55 Checking Student Checking
Minimum Opening Balance $100 $100 $100 $100 $50
Earns Interest n/a n/a n/a
Balance Requirement to Earn Interest n/a $1,000 $500 n/a n/a
Monthly Service Charge None $12 $15 None None
Free Debit Card
Surcharge Free ATM Transactions at MoneyPass ATM’s
Free ATM Transactions On premise ATMs only On premise ATMs only  2 per month On premise ATMs only On premise ATMs only
Free Bill Pay
Free Digital Banking
Free Mobile Deposit
Free Mobile Wallet
Free MyCardRules
Zelle® makes it easy to send or receive money from people you trust

(1) The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate interest on your account. This method applies a daily periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings.
(2) Combined balances include checking, savings, and CD available balances and consumer loans and personal lines of credit.
(4) Foreign transaction fees and surcharges may apply.

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