make the most of your money
We have several personal savings account options to meet both your immediate and future needs while helping you achieve your personal savings goals.
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We have several personal savings account options to meet both your immediate and future needs while helping you achieve your personal savings goals.
High-yield Savings account is a stable, long-term deposit account that offers our most competitive interest rates and provides flexibility that compliments your savings and investment strategies. This is an online managed account that provides easy access to your account.
A tiered money market account with competitive rates and minimum initial deposit of $10,000.
A popular savings account that earns interest with a minimum initial deposit of $1,000.
A flexible savings account that provides easy access to your money and earns interest.
A Basic Savings account is a great first step towards growing your savings.
(Apply In-Branch only)
High-Yield Savings (Online Only) | Premier Money Market Savings | Money Market Savings | Statement Savings | Basic Savings | |
---|---|---|---|---|---|
Minimum Opening Balance | $25,000 | $10,000 | $1,000 | $200 | $50 |
Earns Interest | |||||
Balance Requirement to Earn Interest | None | None | None | None | $200 |
Balance Requirement to Avoid Monthly Service Charge | $25,000 | $10,000 | $1,000 | $200 | $50 |
Monthly Service Charge | $25 | $15 | $10 | $3 | $3 |
Transaction Limitations (2) | None | None | 6 withdrawals per month; $5 each additional | 6 withdrawals per month; $5 each additional | 3 withdrawals per month; $5 each additional |
Free eStatement | |||||
Free ATM Card (3) | $1 monthly fee without Highland Bank checking account | $1 monthly fee without Highland Bank checking account | $1 monthly fee without Highland Bank checking account | Not available | |
Free Online Banking | |||||
Free Mobile Banking |
(1) The interest rate and annual percentage yield (APY) may change weekly at the Bank’s discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash deposits (for example, checks deposited into your account).
(2) Federal Reserve Board Regulation D limits checks, telephone, online, overdraft and preauthorized transfers (including POS purchases and automatic transfers.) to six per statement period. Repeated excessive monthly withdrawals will lead to account closure.
(3) Foreign transaction fees and surcharges apply.
Download a comparison chart of our Personal Savings Accounts (PDF)
See how quickly your savings can add up! Open Financial Tools
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