Savings Accounts

make the most of your money

Whether you’re saving for a rainy day, a new home or your child’s college education, we can help you set and meet your savings goals. At Highland Bank, we make it easy for you to keep more of your money.

Special Offer Just For Kids:

Teach your children good savings habits early. Available to clients 0-17(3) years of age. No minimum balance and no monthly service charge when you open a Statement Savings Account.


 

Premier Money Market Savings

Step up to tiered interest rates that reward you for higher balances

Step up to tiered interest rates that reward you for higher balances

  • Minimum opening deposit required: $10,000
  • Minimum daily balance to avoid monthly service charge is $10,000. Otherwise a $15 monthly service charge will apply.
  • Interest is compounded and credited monthly. Interest paid on tiered balances1:
    • $0 – $9,999.99
    • $10,000 – $24,999.99
    • $25,000 – $49,999.99
    • $50,000 – $99,999.99
    • $100,000 – $249,999.99
    • $250,000 – $999,999.99
    • $1,000,000 – $2,499,999.99
    • $2,500,000 – $4,999,999.99
    • $5,000,000+
  • Free ATM Card2

Money Market Savings

Watch savings grow with monthly compounding interest

Watch savings grow with monthly compounding interest

  • Minimum opening deposit required: $1,000
  • Minimum daily balance to avoid monthly service charge is $1,000. Otherwise, a $10 monthly service charge will apply.
  • Interest is compounded and credited monthly. Interest paid on tiered balances1:
    • $0 – 999.99
    • $1,000 +
  • Free ATM Card2

Statement Savings

A smart option for steady returns and flexible access

A smart option for steady returns and flexible access

  • Minimum opening deposit required: $200
  • No minimum average daily balance to earn interest1
  • Minimum daily balance to avoid monthly service charge is $200. Otherwise a monthly service charge of $3 will apply.
  • Interest is compounded and credited quarterly
  • Free ATM Card2

Use our financial tools to determine savings goals and plan your financial future

Premier Money Market Savings Money Market Savings Statement Savings
Designed for Step up to tiered interest rates that reward you for higher balances Watch savings grow with monthly compounding interest A smart option for steady returns and flexible access
Minimum to Open $10,000 $1,000 $200
Minimum Average Daily Balance to Earn Interest1
  • $0 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000 – $99,999.99
  • $100,000 – $249,999.99
  • $250,000 – $999,999.99
  • $1,000,000 – $2,499,999.99
  • $2,500,000 – $4,999,999.99
  • $5,000,000+
  • $0 – 999.99
  • $1,000 +
$0
Compounding and Crediting of Interest Monthly Monthly Quarterly
Minimum Daily Balance to Avoid Monthly Service Charge $10,000 $1,000 $200
Monthly Service Charge $15 $10 $3
Statement Cycle Combined Statements Available Monthly Monthly Quarterly
ATM Card2 Free Free Free

1 The interest rate and annual percentage yield (APY) may change weekly at the Bank’s discretion. We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash deposits (for example, checks deposited into your account).
2 Foreign transaction fees and surcharges apply. Subject to approval.

View Current Rates

View or print our savings account brochure (PDF)

See how quickly your savings can add up! Open Financial Tools

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