ATM/Debit Cards

The ATM/Debit Card lets you write checks electronically. Use it instead of your checkbook to purchase meals, clothing, entertainment, gifts, and other merchandise at more than 7 million merchants worldwide. (The Debit Card is welcomed everywhere Visa® is accepted.)

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Simple to use at checkouts and ATMs while offering the kind of security and fraud protection you expect. The Highland Bank ATM/Debit Card has you covered:

Easy to Use

Use your chip card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise – swipe your card as you normally would. For use at ATMs, simply insert your card and follow the on-screen instructions. Remember to take your card when prompted.

ATM Surcharge-free Networks

For your convenience, Highland Bank has partnered with MoneyPass® to expand our ATM surcharge-free network. In addition to the surcharge-free ATMs at all of our Highland Bank locations, cardholders have access to thousands of ATMs nationwide. Just look for the MoneyPass® logo on the ATM, or visit the MoneyPass, ATM Locator website to find an ATM nearest your.


Highland Bank debit cardholders use MyCardRules™ to turn their card on and off anytime. Set locations where the card can be used and restrict transactions based on merchant types. Establish transaction limits and schedule alerts for certain transaction types.

Added Layer of Security

Our debit cards are equipped with EMV (Europay, MasterCard and Visa) technology used to authenticate chip-card transactions. The cards improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. Most of all, it means greater protection against fraud.

Accepted Everywhere

More terminals and ATMs are becoming chip-enabled throughout the U.S. You’ll also enjoy greater acceptance when traveling: Chip technology is common in over 130 countries around the world, including Canada, Mexico and the United Kingdom.

No Extra Cost

Enjoy your new card with chip technology at no additional cost.