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Recessions are like natural disasters: They’re inevitable, but smart preparation may reduce the impact on you.

Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.

I recently heard from the parents of a yet another high school senior who turned down a huge scholarship from a good college to attend her “dream school,” which of course has lousy financial aid. Now her parents are scrambling, trying to figure out how to pay for it. This madness must end. Asking teenagers to

A credit score can be key to unlocking many firsts — an apartment, a car loan, or a mortgage. But when you’re starting out, getting a score is maddeningly elusive. Many lenders are reluctant to extend credit unless you already have experience with credit. Credit bureau Experian wants to ease that Catch-22 for credit novices

At 21, you’re a financial adult. But chances are you still don’t know what you don’t know. We asked personal finance experts and financial planners what newly minted adults need to know about money. Their bottom line: Be sure your balance sheet includes some joy, too. How to think about money A job you love