Fraud Tools

Positive Pay

Mitigate fraud risk monitoring checks paid against your business account. Upload a list of issued checks that we match against any checks presented to your account. We will send you an email alert of any mismatches. Through Digital Banking you can advise the bank if you want to return or pay the checks that are presented against your account.

  • Minimizes risk from unauthorized or altered checks
  • Provides Payee Match
  • Utilize custom security control with multi-layered approval levels and employee access rights
  • Allows you to make pay or return decisions on mismatched or unauthorized checks

ACH Alert

ACH Alert allows you to establish a list of approved ACH debit transactions to your checking account. ACH debits from originators that are not on your approved list will generate an alert.

  • Minimizes risk from unauthorized ACH debits, allows you to define parameters by transaction type, amount, or vendor
  • Allows you to make pay or return decisions

eStatements

Securely access your statements online. Download and print past and present statements when you need them.

  • View statements anytime, going back 18 months
  • Verify payments and purchases are authorized to prevent fraud
  • Free, no charge to view statements
  • ¬†Accessing your statements via your Digital Banking login avoids the risk of being lost or stolen in the mail

Digital Banking

Available to all Highland Bank (checking, savings, loans, and CD) account holders. Access account information for real-time balances and summaries.

  • Reconcile accounts
  • View and search account history
  • View and/or print account statements
  • Place stop payments
  • Multifactor authentication login