Checking Account Rates

Effective: November 12, 2019


Minimum Opening Balance Interest Rate(1) Annual Percentage Yield(APY) (1) Minimum Daily Average Balance to Earn Interest
Kasasa Cash Checking(2) $100 $0
$0 – $10,000.00 2.25% 2.27%
$10,000.01 Plus 0.20% 2.27% – 0.41%
All balances if qualifications are not met 0.01% 0.01%
Kasasa Cash Back $100 N/A N/A $0
Highland Checking $100 N/A N/A N/A
Interest Checking $100 0.03% 0.03% $1,000
Relationship Checking $100 0.03% 0.03% $500
Classic 55 Checking $100 N/A N/A N/A

(1) The interest rate and annual percentage yield(APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. (2)¬†Qualifications for higher interest rate: Must have at least 12 debit card purchases posted and settled and must have at least one ACH transaction (debit or credit) per statement/qualifying cycle. APY on tiers may vay based on balances maintained. If qualifications are not met, interest rate/yield will revert to .01% on all balances. Enrolled in e-statements is a condition of the account.

Monthly Qualification and Statement Cycles