Certificates of Deposit

Help Your Money Grow

For customers with long-term savings needs, Highland Bank offers fixed rate Certificates of Deposit with terms between 91 days to 60 months.*

  • Minimum opening deposit of $1000 (for regular CDs)
  • Minimum opening deposit of $500 (for IRA CDs)
  • FDIC insured
  • CD Terms Ranging from 91 days to 60 months

View Our Standard CD Rates

Competitive rates, a range of terms, and flex options make our CDs a great choice for savers who want to earn interest.

Effective: November 19, 2019

SAVINGS CERTIFICATES COMPOUNDING & CREDITING FREQUENCY INTEREST RATE ANNUAL PERCENTAGE YIELD EARLY WITHDRAWAL PENALTY
 91 DAY MATURITY  0.30%   0.30%

3 Months interest on amount withdrawn

 182 DAY MATURITY  0.45%   0.45%

3 Months interest on amount withdrawn

12 MONTH ANNUALLY  0.60%   0.60%

Half the interest payable on the full term on the amount withdrawn

18 MONTH ANNUALLY  0.75%   0.75%

Half the interest payable on the full term on the amount withdrawn

24 MONTH ANNUALLY  0.70%   0.70%

Half the interest payable on the full term on the amount withdrawn

36 MONTH ANNUALLY  0.85%   0.85%

Half the interest payable on the full term on the amount withdrawn

48 MONTH ANNUALLY  1.00%   1.00%

Half the interest payable on the full term on the amount withdrawn

60 MONTH ANNUALLY  1.20%   1.20%

Half the interest payable on the full term on the amount withdrawn

The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Fees may reduce earnings.


Questions?

Call Customer Service: 952-858-4888 or toll-free 1-877-457-1305, or email us at Customer Service.