Certificates of Deposit

Ensure Your Money Works Hard for You

Pick the term that best fits your savings goals. For customers with long-term savings needs, Highland Bank offers fixed-rate Certificates of Deposit with terms between 91 days to 60 months:*

  • Minimum opening deposit of $1000 (for regular CDs)
  • Minimum opening deposit of $500 (for IRA CDs)
  • FDIC insured
  • CD Terms Ranging from 91 days to 60 months

Contact a Banker

Open a Highland Bank Certificate of Deposit Today

26 Month - CD Special Rate Offer

Guaranteed fixed rate of return without a long-term commitment.

Effective: December 11, 2018

SAVINGS CERTIFICATES COMPOUNDING & CREDITING FREQUENCY INTEREST RATE ANNUAL PERCENTAGE YIELD EARLY WITHDRAWAL PENALTY
18 MONTH ANNUALLY & AT MATURITY 1.05% 1.05%.

Half the interest payable on the full term on the amount withdrawn

Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Fees may reduce earnings.

View Our Standard CD Rates

Competitive rates, a range of terms, and flex options make our CDs a great choice for savers who want to earn interest.

Effective: December 11, 2018

SAVINGS CERTIFICATES COMPOUNDING & CREDITING FREQUENCY INTEREST RATE ANNUAL PERCENTAGE YIELD EARLY WITHDRAWAL PENALTY
 91 DAY MATURITY  0.25%   0.25%

3 Months interest on amount withdrawn

 182 DAY MATURITY  0.35%   0.35%

3 Months interest on amount withdrawn

12 MONTH ANNUALLY  0.80%   0.80%

Half the interest payable on the full term on the amount withdrawn

24 MONTH ANNUALLY  0.90%   0.90%

Half the interest payable on the full term on the amount withdrawn

36 MONTH ANNUALLY  1.05%   1.05%

Half the interest payable on the full term on the amount withdrawn

48 MONTH ANNUALLY  1.40%   1.40%

Half the interest payable on the full term on the amount withdrawn

60 MONTH ANNUALLY  1.85%   1.85%

Half the interest payable on the full term on the amount withdrawn

The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Fees may reduce earnings.


Questions?

Call Customer Service: 952-858-4888 or toll-free 1-877-457-1305, or email us at Customer Service.