Interest Checking

Make your money work for you in this interest bearing checking account.

An interest checking account is a checking account that pays interest on its funds. Most accounts generate their interest monthly and the bank pays it by adding that amount to the account automatically. These accounts generate compound interest, as each month the account generates interest based on both the principal and the previous month’s interest payment.

Interest Checking Features:

  • Minimum opening balance required: $100
  • Interest is compounded monthly when a minimum average daily balance of $1,000 is maintained¹
  • No monthly service charge if minimum daily balance of $1,000 is maintained. Monthly service charge of $12 will apply when minimum daily balance is not maintained.
  • Free ATM transactions for on-premise ATMs and a Debit Card²
  • Free access to Digital Banking with account alerts and Zelle ®
  • Highland Reserve³
  • Free Cashier’s Checks age 55+

Compare Personal Checking Accounts


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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day.
2Foreign transaction fees, surcharges and international transaction fees may apply.

³Subject to credit approval