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Free Kasasa Cash

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Free Kasasa Cash Back

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Best For Free checking that pays you in high interest and refunds on your ATM fees*! Free checking that pays you back for your debit card purchases each month
Your Rewards
  • Earn 2.27% APY* on balances up to $10,000
  • Earn 2.27% to 0.41% APY on balances greater than $10,000.00*
  • Earn 0.01% APY* if qualifications are not met
  • Refunds on ATM fees nationwide(up to $25 monthly)*
 

  • Earn 2.25% Cash Back on debit card purchases*
    • No category restrictions on purchases
    • Cash Back earned on up to $300 in purchases monthly
    • Earn up to $81 cash back per year, $6.75 per month
  • Refunds on ATM fees nationwide(up to $25 monthly)*
Minimum Opening Balance  $100 $100
Monthly Service Charge $0 $0
Free ATM Transactions  Refunds up to $25 per month Refunds up to $25 per month
Free Online Banking with Bill Pay
Free Mobile Banking with Mobile Deposit
Free ATM/Debit Card
Free CardValet
Free Mobile Wallet
Free Account to Account Transfers

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Kasasa Cash:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based / signature based debit card purchases less than $1.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.”Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000.00 in your Kasasa Cash account earn an interest rate of 2.25% resulting in an APY of 2.27%; and daily balances over $10,000.00 earn an interest rate of 0.20% on the portion of the daily balance over $10,000.00, resulting in a range from 2.27% to 0.41% APY depending on the account’s daily balance.
You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire daily balance will be 0.01% resulting in an Annual Percentage Yield of 0.01% APY and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 7/26/18. APY calculations are based on an assumed balance of $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the Kasasa Cash account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa Cash Back:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based / signature based debit card purchases less than $1.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.25% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.75 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the Kasasa Cash Back account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account per Social Security Number (SSN). There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our KasasaCare representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.