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Lu MacMillan

VP, Branch Manager Louise (Lu) MacMillan is a true representation of what it means to be a community banker. Her long standing career began 35 years ago as a Teller at the Ely location for Highland Bank, formerly known as Boundary Waters Bank, and she is recognized by her peers and community as the “go-to”

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Joe Babiracki

SVP, Mortgage Banking Manager From early in his career, Joe Babiracki forged a path of innovative consumer lending, focused on meeting the ever-changing needs of the market, and providing attractive revenue opportunities for the clients he partners with. After graduating from the University of Minnesota, Carlson School of Management with a degree in Finance and

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Ted Bents

VP, Mortgage loan officer Helping customers succeed for the long road ahead is what has kept Ted motivated in his more than 25 years in banking. Ted didn’t always see himself in banking. After graduating with a bachelor’s degree in political science and playing football in Europe, he landed back in the States and fell

Home Loans

Our lenders will help you find the right loan for your needs.  Please complete this simple form and a lender will contact you to get started.   var gform;gform||(document.addEventListener(“gform_main_scripts_loaded”,function(){gform.scriptsLoaded=!0}),window.addEventListener(“DOMContentLoaded”,function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener(“DOMContentLoaded”,o):document.addEventListener(“gform_main_scripts_loaded”,o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook(“action”,o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook(“filter”,o,n,r,t)},doAction:function(o){gform.doHook(“action”,o,arguments)},applyFilters:function(o){return gform.doHook(“filter”,o,arguments)},removeAction:function(o,n){gform.removeHook(“action”,o,n)},removeFilter:function(o,n,r){gform.removeHook(“filter”,o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var e=gform.hooks[o][n];null==i&&(i=n+”_”+e.length),gform.hooks[o][n].push({tag:i,callable:r,priority:t=null==t?10:t})},doHook:function(n,o,r){var t;if(r=Array.prototype.slice.call(r,1),null!=gform.hooks[n][o]&&((o=gform.hooks[n][o]).sort(function(o,n){return o.priority-n.priority}),o.forEach(function(o){“function”!=typeof(t=o.callable)&&(t=window[t]),”action”==n?t.apply(null,r):r[0]=t.apply(null,r)})),”filter”==n)return r[0]},removeHook:function(o,n,t,i){var r;null!=gform.hooks[o][n]&&(r=(r=gform.hooks[o][n]).filter(function(o,n,r){return!!(null!=i&&i!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][n]=r)}}); Contact a Lender Name(Required) First Last Email(Required) Phone Number(Required)Loan Type(Required)Please select loan type, or other if you’re unsure.Home Equity Line

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Matt Dereschuk

VP, Branch Manager Matt is passionate about community, and there are few places that are better for someone committed to their community than a bank that shares his values. Matt has been part of the Woodbury area for many years. The value of a familiar face and of being a constant as families and businesses

Woodbury Office

2230 Eagle Creek Lane Suite A Woodbury MN 55129 Phone: 651-436-3220 Fax: 651-436-3236 Lobby Hours: Monday – Friday: 9:00 a.m. – 5:00 p.m. Saturday: Closed Drive-Up Hours: Monday – Friday: 8:30 a.m. – 5:00 p.m. Saturday: Closed

Ely Office

601 East Sheridan Street Ely MN 55731 Phone: 218-365-6181 Fax: 218-365-5762 Lobby Hours: Monday – Friday: 9:00 a.m. – 5:00 p.m. Saturday: Closed Drive-Up Hours: Monday – Friday: 8:30 a.m. – 5:00 p.m. Saturday: Closed

St. Michael Office

113 Central Avenue East St. Michael MN 55376 Phone: 763-497-2131 Fax: 763-497-4353 Lobby Hours: Monday – Friday: 9:00 a.m. – 5:00 p.m. Saturday: Closed Drive-Up Hours: Monday – Friday: 8:30 a.m. – 5:30 p.m. Saturday: 9:00 a.m. – Noon