SBA Express Loans at Highland Bank: Working Capital Lines of Credit

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This SBA program provides working capital lines of credit for manufacturing, wholesale, services and retail businesses. May be used to finance inventory, accounts receivable, a specific contract and more.

Terms of up to 10 years
Competitive rates
No application required

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Download Highland Bank’s SBA Loans Comparison Chart (PDF)

SBA Express Loan Guidelines

Eligibility

For-profit business
Must qualify as a small business according to SBA Size Guidelines (varies by industry type)

Loan Size

Maximum SBA loan amount is $500,000

Financing

Provided by Highland Bank
SBA provides a 50% guaranty to Highland Bank

Use of Proceeds

Working capital lines of credit

Collateral

SBA requires that Highland Bank take a first secured interest in business assets.

Loan Terms

Revolving lines of credit available up to 10 years.