ACH Annual Certification

ACH Annual Certification

In accordance with federal banking regulation guidance, when the level of risk warrants, the bank should perform an on-site customer visit, or have the customer do a self-assessment. The following questions are to determine if minimum controls are in place. Notwithstanding anything contained herein, and except as otherwise provided for in any agreement between the bank and the customer governing cash management services, the bank does not assume any liability for loss incurred by the customer, whether or not the controls and/or recommendations provided for herein are implemented. If the control environment is not sufficient, the bank can chose to terminate any cash management service.

  • ACH Cumulative Limits

    By checking the box you indicate your agreement.
  • ACH Authentication and Access Controls

    Please check each box to indicate your agreement or explain when not applicable or if there are other mitigating controls.
    Examples include but are not limited to: unknown transactions, suspected user credential compromise, suspected embezzlement or other security incident that might compromise your Company's computer or network security.
  • ACH Transaction Requirements

    Please check each box to indicate your agreement or explain when not applicable or if there are other mitigating controls.
    NOTE: ACH transmissions will not be processed on Federal Holidays, weekends or after 2:00 PM CST.
    NOTE: Credits for consumers (PPD) can be made via an oral request, however formal authorization forms are recommended by Highland Bank for quality control.
    NOTE: Transactions that have a final destination in a foreign country (IAT) cannot be processed through Highland Banks’ ACH system. Alternative payment methods will need to be discussed.
  • ACH Risk Management Controls

    Please check box to indicate your agreement or explain when not applicable or if there are other mitigating controls.
  • ACH Data Security Controls

    Please check each box to indicate your agreement or explain when not applicable or if there are other mitigating controls.
  • ACH Personnel Security Controls

    Please check each box to indicate your agreement or explain when not applicable or if there are other mitigating controls.
  • Authorized Signature

    Must be an authorized signer or be designated by an authorized signer on Highland Bank account(s).
  • MM slash DD slash YYYY
  • This field is for validation purposes and should be left unchanged.