At Highland Bank , we believe in rewarding your loyalty and commitment to the financial health of your business. How? With tiered interest rates that earn you more as your balance grows. Plus, you’ll avoid unnecessary fees when you maintain a minimum daily available balance of just $1,000.
Interest paid in tiers based on balance:
Features & Benefits:
Effective As of 01/14/2025
| MINIMUM BALANCE TO OPEN 1 | MINIMUM BALANCE TO EARN APY | COMPOUNDING & CREDITING FREQUENCY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) | |
|---|---|---|---|---|---|
| Commercial Statement Savings | $200 | No Minimum | Quarterly | 0.25% | 0.25% |
| Commercial Money Market Savings | $1,000 | No Minimum | |||
| under $25,000 | Monthly | 0.90% | 0.90% | ||
| $25,000-$49,999.99 | Monthly | 1.00% | 1.00% | ||
| $50,000-$99,999.99 | Monthly | 1.10% | 1.11% | ||
| $100,000-$249,999 | Monthly | 1.25% | 1.26% | ||
| $250,000 + | Monthly | 1.65% | 1.66% | ||
| Commercial Premier Money Market | $10,000 | No Minimum | Monthly | ||
| under $50,000 | Monthly | 1.10% | 1.11% | ||
| $50,000-$99,999.99 | Monthly | 1.30% | 1.31% | ||
| $100,000-$249,999.99 | Monthly | 1.50% | 1.51% | ||
| $250,000-$999,999 | Monthly | 1.65% | 1.66% | ||
| $1,000,000-$2,499,999 | Monthly | 1.75% | 1.76% | ||
| $2,500,000-$4,999,999 | Monthly | 1.80% | 1.81% | ||
| $5,000,000+ | Monthly | 1.85% | 1.87% |
1 May not be minimum to avoid a service charge.
The interest rate and Annual Percentage Yield (APY) may change weekly at the Bank’s discretion unless disclosed otherwise.
We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available balance in the account each day.
Interest begins to accrue on the business day of deposit.
Fees may reduce earnings.
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