Reach your savings goals faster by earning interest, compounded and paid monthly. With no minimum balance required, you can start maximizing your yield right away. Bonus: Maintain the minimum $10,000 daily available balance, and you’ll avoid monthly fees.
Interest paid in tiers based on balance:
Features & Benefits:
Effective As of 01/14/2025
| MINIMUM BALANCE TO OPEN 1 | MINIMUM BALANCE TO EARN APY | COMPOUNDING & CREDITING FREQUENCY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) | |
|---|---|---|---|---|---|
| Commercial Statement Savings | $200 | No Minimum | Quarterly | 0.25% | 0.25% |
| Commercial Money Market Savings | $1,000 | No Minimum | |||
| under $25,000 | Monthly | 0.90% | 0.90% | ||
| $25,000-$49,999.99 | Monthly | 1.00% | 1.00% | ||
| $50,000-$99,999.99 | Monthly | 1.10% | 1.11% | ||
| $100,000-$249,999 | Monthly | 1.25% | 1.26% | ||
| $250,000 + | Monthly | 1.65% | 1.66% | ||
| Commercial Premier Money Market | $10,000 | No Minimum | Monthly | ||
| under $50,000 | Monthly | 1.10% | 1.11% | ||
| $50,000-$99,999.99 | Monthly | 1.30% | 1.31% | ||
| $100,000-$249,999.99 | Monthly | 1.50% | 1.51% | ||
| $250,000-$999,999 | Monthly | 1.65% | 1.66% | ||
| $1,000,000-$2,499,999 | Monthly | 1.75% | 1.76% | ||
| $2,500,000-$4,999,999 | Monthly | 1.80% | 1.81% | ||
| $5,000,000+ | Monthly | 1.85% | 1.87% |
1 May not be minimum to avoid a service charge.
The interest rate and Annual Percentage Yield (APY) may change weekly at the Bank’s discretion unless disclosed otherwise.
We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available balance in the account each day.
Interest begins to accrue on the business day of deposit.
Fees may reduce earnings.
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