HomeAbout Us

About Us

Where we came from, who we are and what drives us to keep raising the bar on banking.

  • 1943
    1943Hello, Highland Park

    As signs of a post-war population boom began springing up across Saint Paul, our founders raised the iconic sign outside our first branch, marking the bank’s charter.

  • 1973
    1973New Era, New Name

    Wide ties, wide lapels and platform shoes changed the way we got up, dressed up and showed up, and we changed our name to Mid America State Bank of Highland Park.

  • 1981
    1981 Meet “The Highland Bank”

    Local real estate developer Fred Wall bought the bank, ushering in a decade of giving new life to office parks, mobile home parks and places to park your money.

  • 1984
    1984 Hello, Bloomington

    As the city grew, the bank did too. By the mid-80s, Mid America State Bank of Highland Park had a new branch to serve the homeowners and businesses of Bloomington.

  • 1990
    1990Meet Security Bank

    Fred Wall added a new branch in Maple Grove after acquiring Security State Bank of St. Michael, then gave us yet another new name: Security Bank Northwest.

  • 1995
    1995 Goodbye “The”

    Hello, Highland Bank. With offices in St. Michael and Maple Grove, Security Bank Northwest merges with The Highland, and Fred Wall changes the name for the third and last time.

  • 2004
    2004 Small Business Focus

    By the mid-2000s, Highland Bank had established itself as a business bank, officially qualifying for preferred SBA lender status.

  • 2008
    2008 Expanding Our Footprint

    Highland Bank merged with Ridgedale State Bank, adding $100 million in assets and two new locations.

  • 2023
    2023 Rising Above the Bar

    Highland Bank acquired Boundary Waters Bank, adding branches in Woodbury, Blaine and Ely and advancing our mission to rise above the bar for our customers.

Who We Are

Highland Bank is a privately held, family-owned community bank that strives to meet the needs of every customer by building relationships based on integrity and respect. We go above and beyond, delivering tailored solutions that fit the unique needs of each individual and business that banks with us.

Our mission: to improve the financial, social and professional prosperity of those we serve.

Supporting our community for decades, Highland Bank has seen strong, steady growth, accumulating over $800 million in assets and seven offices from the Twin Cities to Ely. We’re well-established, well-capitalized and ready to help our community keep reaching new heights of success.

Our Mission

Committed to your prosperity and to forging relationships based on integrity and respect.

  • Our Customers

    We strive to go the extra mile in every customer interaction. It starts by listening, learning and providing you with tailored banking solutions for your unique financial circumstances and needs.

  • Our Communities

    Through our Charitable Giving program, we offer grants and employee match to support local causes that enrich our community. We back that up by supporting volunteer initiatives, working in partnership with local charities and encouraging our staff to volunteer their time and talents regularly.

  • Our Employees

    We recognize and value each employee as an integral part of the team. Our investment in team success centers on open and honest communication, skills-based training, professional growth opportunities and comprehensive resources.

  • Our Shareholders

    As a family-owned organization, we strive to produce value that continues to raise the bar. Our stakeholders are the driving force behind our ongoing pursuit of banking excellence.

    Board of Directors

    Meet Highland Bank’s Board of Directors, the people who play a pivotal role in guiding our organization’s success.

    • Rick Wall

      Chief Executive Officer, Highland Bank

      Owner, Chairman

      View Bio

    • John Wall

      President, Wall Companies

      Owner, Director

    • Christine Battist

      Financial Executive

      Director

    • Steven Faber

      President, Midland Real Estate Services, Inc.

      Director

    • Elizabeth Lee

      Vice President, Acquisitions, Wall Companies

      Director

    • Bill Lehner

      Director of Bank Advisory Services, UFS Tech

      Director

    • Paula Phillippe

      Senior Consultant, Human Resources

      Director

    Find a Branch

    Looking to chat in person? Find a Highland branch near you.

    Branches  about Find a Branch

    Our Team

    Get to know our people.

    Meet Our Team  about Our Team

    Contact Us

    Questions? Let’s connect.

    Learn More  about Contact Us

    Careers

    Grow with us.

    See Openings  about Careers

    Community Involvement Program

    Learn More 

    Highland Bank News

    10 / 02 / 2026

    Cash Management: Protecting Your Business and Optimizing Cash Flow

    Expert insights from Angie Propp, VP Cash Management Sales Manager For many business owners, managing cash flow is about more than making sure money is coming in and going out on time. It’s about creating efficient processes, protecting company funds, and having the right tools in place to support growth. According to Angie Propp, Vice […]
    View Cash Management: Protecting Your Business and Optimizing Cash Flow
    09 / 30 / 2026

    Do you have what it takes to be a Scam Slayer?

    Nearly 3 in 4 Americans have experienced a scam or fraud attempt*. Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank, a loved one, the government or law enforcement. In fact, Americans lost an estimated $68 billion to scams last year**. At Highland Bank, […]
    View Do you have what it takes to be a Scam Slayer?
    09 / 02 / 2026

    Acquisition Financing: The Strategy Behind Successful Business Acquisitions

    Expert insights from Ben Hangge, SVP Commercial Banking Manager Buying or selling a business is one of the most significant financial decisions a business owner can make. Whether the goal is growth, expansion, succession planning, or retirement, acquisition financing can help turn opportunity into reality. Highland Bank’s SVP Commercial Banking Manager, Ben Hangge, has spent […]
    View Acquisition Financing: The Strategy Behind Successful Business Acquisitions
    View More