Maximize your balance with this interest-bearing checking account. What’s unique about Highland Bank’s Interest Checking is the additional benefit of compound interest. Each month the account generates interest based on both the principal and the previous month’s interest payment. So your money works harder without any extra effort on your part.
Features & Benefits
1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day.
2Monthly service charge of $12 will apply when minimum daily balance is not maintained.
3Foreign transaction fees, surcharges and international transaction fees may apply.
4Subject to credit approval
Effective as of 07 / 15 / 2025
| Account | Minimum Opening Balance | Interest Rate | Annual Percentage Yield (APY)¹ | Minimum Daily Average Balance to Earn Interest | Compounding & Crediting Frequency |
|---|---|---|---|---|---|
| Kasasa Cash Checking®2 | $100 | $0 | |||
| $0 – $10,000.00 | 4.89% | 5.00% | Monthly | ||
| $10,000.01 + | 0.70% | 5.00% – 1.09% | Monthly | ||
| If qualifications are not met | 0.05% | 0.05% | Monthly | ||
| Kasasa Cash Back® | $100 | N/A | N/A | $0 | N/A |
| Highland Checking | $100 | N/A | N/A | N/A | N/A |
| Interest Checking | $100 | 0.15% | 0.15% | $1,000 | Monthly |
| Relationship Checking | $100 | 0.20% | 0.20% | $500 | Monthly |
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