We Want to Reward You for Everyday Banking

With Kasasa Cash Back Checking, you can earn rewards just by using your debit card and choosing paperless statements — no extra effort, no monthly fees.

If you’re already enjoying the convenience of Highland Checking, why not take it one step further? With Kasasa Cash Back Checking, you’ll earn real monthly rewards—just for using your account like you already do. It’s the same trusted Highland service, now with cash back on debit card purchases and ATM fee refunds nationwide. No fees. No balance requirements. Just more value for your everyday banking.

Let's Compare!

  • Feature
  • Monthly Maintenance Fee
  • Minimum to Open
  • Earns Interest
  • Cash Back on Purchases
  • ATM Refunds
  • eStatements
  • Reward Requirements
  • Overdraft Protection
    • Highland Checking
    • $0
    • $100
    • No
    • No
    • Limited or none
    • Optional
    • No Rewards Available
    • Yes
    • Kasasa Cash Back® Checking
    • $0
    • $100
    • No
    • Up to $12/month (3.00% back on up to $400)
    • Nationwide refunds up to $25/month
    • Required
    • Yes¹
    • Yes

    You Probably Have a Few Questions. Here’s a Couple Answers.

    A:

    No, if you swap from Highland Checking to Kasasa Cash Back, your account number and debit card will stay the same.

    A:

    Yes, Highland Bank requires a $100 minimum opening deposit to open the Kasasa Cash Back account. There is no monthly maintenance fee.

    A:

    To qualify, each monthly cycle you must:

    • Enroll in e‑statements,

    • Have at least one ACH credit or debit transaction,

    • Complete at least 12 debit card transactions (PIN‑ or signature‑based purchases over $1). *Other restrictions may apply.

    Failure to meet these means you still keep the account but do not earn the enhanced rewards.

    A:

    Each Monthly Qualification Cycle runs from one banking day before the first day of the statement cycle to one banking day before the last banking day of the cycle. Only transactions posting and settling within that period count.

    A:

    There isn’t one. Kasasa Cash Back is a free account that pays you to bank.

    If you don’t meet the qualifications in a given month, you simply don’t earn rewards—but there’s no penalty. Try again next month!

    Start the Switch!

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