HomeFor YouSavings AccountsStatement Savings

Statement Savings

Contact a Banker  about Statement SavingsCompare Accounts  about Statement Savings

A simple savings account to start building good habits.

Developed For: Those seeking steady returns and easy access.

Maintain steady earnings and flexibility with this traditional interest-bearing savings account. Enjoy easy access to the cash you’ve tucked away. Make withdrawals or deposits any time. And watch your balance grow with interest compounded and credited quarterly.

Features & Benefits:

  • $200 minimum opening deposit
  • $200 minimum daily balance to avoid monthly service charge1
  • Quarterly statements
  • Interest compounded and credited quarterly
  • Free ATM Card2

1$3 monthly service charge will apply if minimum balance is not maintained.

2Foreign transaction fees, surcharges and international transaction fees may apply.

Personal Savings Account Rates

Effective as of 10 / 28 / 2025

AccountMinimum Opening BalanceInterest RateAnnual Percentage Yield (APY)¹Minimum Daily Available Balance to Earn InterestCompounding and Crediting of Interest

Premier Money Market Savings

$1,000$0
$0 – $9,999.990.85%0.85%Monthly
$10,000 – $24,999.991.05%1.05%Monthly
$25,000 – $49,999.991.10%1.11%Monthly
$50,000 – $99,999.991.20%1.21%Monthly
$100,000 – $249,999.991.45%1.46%Monthly
$250,000 – $999,999.991.60%1.61%Monthly
$1,000,000 – $2,499,999.991.70%1.71%Monthly
$2,500,000 – $4,999,999.991.75%1.76%Monthly
$5,000,000+1.80%1.81%Monthly

Money Market Savings

$1,000$0
Under $1,0000.65%0.65%Monthly
$1,000+0.90%0.90%Monthly

Statement Savings

$2000.15%0.15%$0Quarterly

Kasasa Saver²

$100$0
$0 – $100,00.002.96%3.00%Monthly
$100,000.01+0.50%3.00% – 1.75%Monthly
All balances if qualifications are not met0.05%0.05%Monthly

IRA Money Market Savings

$1000$1,000
under $1,000n/an/a
$1,000 – $9,999.990.10%0.10%Quarterly
$10,000 – $24,999.990.20%0.20%Quarterly
$25,000 – $49,999.990.45%0.45%Quarterly
$50,000 – $99,999.99.95%.95%Quarterly
$100,000 – $249,999.991.20%1.21%Quarterly
$250,000+1.35%1.36%Quarterly
1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate interest on your account. This method applies a daily periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings. 2Must be opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Qualifications for checking account must be met to receive higher interest rate. APY on tiers may vary based on balances maintained. If qualifications are not met, interest rate/yield will revert to .01% on all balances.

Contact Us

Questions? Let’s connect.

Learn More  about Contact Us

Find a Branch

Looking to chat in person? Find a Highland branch near you.

Branches  about Find a Branch

You may also be interested in:

Checking Accounts

Whether you want a no-frills free checking account or one with all the bells and whistles, we’ve got you covered.
View Checking Accounts

Digital Banking Suite

Keep Highland Bank on hand (literally) wherever and whenever you need us.
View Digital Banking Suite