Business Acquisition Loans

Senior Cash Flow Financing

Hitting a major milestone or transition in your business lifecycle? Need an unsecured loan to finance working capital? Partner with Highland Bank. We specialize in Senior Cash Flow Loans for lower middle-market businesses with typical revenues from $5 to $100 million and EBITDA from $500,000 to $5 million.

Highland Bank partners with sponsors, including private equity firms, independent sponsors, family- or individually owned businesses and search funds to provide Senior Cash Flow financing.

Transactions include:  

• Business acquisitions (platforms or add-ons)
• ESOPs
• Growth capital 
• Leveraged buyouts
• Management buyouts
• Recapitalizations
• Refinancing
• Successions or family-related transactions

SBA Acquisition Financing

As an SBA Preferred Lender and one of the top SBA lenders in the state of Minnesota, Highland Bank specializes in SBA 7(a) financing to help individuals and investor groups of various sizes buy businesses in any industry. We require down payments of only 10% (in some cases significantly lower than 10%) and loan amounts from $5 – $9 million in certain situations. Transactions include: 

• Business acquisitions 
• Equipment purchases
• Family ownership transfers
• Growth capital 
• Lines of credit
• Management buyouts
• Partner buyouts
• Refinancing