A checking account that fits your basic banking demands while still providing all the beyond-basic Highland benefits. There’s no minimum monthly balance requirement or monthly service charge, because your cash should stay where it belongs – in your hands.
Features & Benefits
1 Subject to credit approval.
Effective As of 01/14/2025
| Minimum Opening Balance | Interest Rate | Annual Percentage Yield (APY)¹ | Minimum Daily Average Balance to Earn Interest | Compounding & Crediting Frequency | |
|---|---|---|---|---|---|
| Kasasa Cash Checking®2 | $100 | $0 | |||
| $0 – $10,000.00 | 2.50% | 2.54% | Monthly | ||
| $10,000.01 + | 0.35% | 2.54% – 0.57% | Monthly | ||
| If qualifications are not met | 0.01% | 0.01% | Monthly | ||
| Kasasa Cash Back® | $100 | N/A | N/A | $0 | N/A |
| Highland Checking | $100 | N/A | N/A | N/A | N/A |
| Interest Checking | $100 | 0.15% | 0.15% | $1,000 | Monthly |
| Relationship Checking | $100 | 0.20% | 0.20% | $500 | Monthly |
1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate interest on your account. This method applies a daily periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings.
2Qualifications for higher interest rate: Must have at least 12 debit card purchases posted and settled and must have at least one ACH transaction (debit or credit) per statement/qualifying cycle. APY on tiers may vary based on balances maintained. If qualifications are not met, interest rate/yield will revert to .01% on all balances. Enrolled in e-statements is a condition of the account.
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