Highland Bank provides access to multimillion-dollar FDIC protection, so you can rest assured deposits of all sizes are completely secure.
Save time and effort by accessing expanded FDIC protection for your business checking account deposits with a single banking relationship.
Feel completely secure.
Your checking deposits are fully insured. And because deposit accounts aren’t subject to floating net asset values, your principal balance is never at risk.
Continue earning.
Keep earning interest on the full balance of your demand deposit account.
Do it all in one place.
Work directly with Highland Bank and avoid opening multiple accounts with multiple institutions to protect deposits over $250,000. Forego the need to manually consolidate statements and disbursements from multiple banks. 1
Keep cash easily accessible.
Enjoy the freedom to access all funds placed into your business checking account whenever necessary.
Give back to the community.
Feel good knowing the full amount of funds placed through ICS can stay local, supporting lending opportunities within our community. 2
1 If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the depositor to determine whether the placement of the depositor’s funds through ICS or CDARS, or a particular ICS or CDARS transaction, satisfies those restrictions.
2 When deposited funds are exchanged on a dollar-for-dollar basis with other institutions that use ICS or CDARS, our bank can use the full amount of a deposit placed through ICS or CDARS for local lending, satisfying some depositors’ local investment goals or mandates. Alternatively, with a depositor’s consent, our bank may choose to receive fee income instead of deposits from other participating institutions. Under these circumstances, deposited funds would not be available for local lending.
Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“ SMDIA ”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA ( e.g. , before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. Consult the list of IntraFi network banks for details. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.
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