A Home Equity Line of Credit (HELOC) lets you borrow against the equity in your home, giving you flexible access to funds when you need them. Whether for home improvements, debt consolidation, or major expenses—act now to take advantage of our low, limited-time promotional rate on a new or renewing HELOC!
*Annual Percentage Rate (APR) as of 3/3/2025. An introductory rate discount of 1.26% will be effective for 12 months beginning from the date of the loan. For the first 12 months, the variable APR may be as low as 5.99% APR. After the introductory period ends, variable APR during the remainder of the draw period may be as low as 7.25% APR (Prime – 0.25%) with a floor of 3.99% APR. Rate offer is available on new home equity lines of credit or renewing home equity lines of credit with limit increases of at least $10,000. APRs are accurate as of March 3, 2025. The APR is a variable rate. Offer available with any new or existing Highland Bank checking account and requires automatic payments, minimum loan amount of $10,000. Maximum loan amount and loan-to-value (LTV) limits dependent upon borrower qualifications and property value. Minimum and maximum APR that can apply during plan is 3.99% and 18.00% respectively. 240-month term, 120-month draw period and 120-month repayment period. Interest only payments during draw period. Property evaluation is required. Appraisal required only when loan amount is greater than $250,000. Lender Credit of $250.00, borrower pays all other fees. Early termination fee of the lessor of 1.00% or $500.00 will be assessed if the loan is terminated within 12 months of closing. Property insurance required. Offer subject to credit approval. Offer expires May 30, 2025.
If you have questions about a Home Equity Line of Credit, our lending team has the answers.
We’re happy to sit down with you and guide you through our quick and easy application process.
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