Business Bill Pay

It’s a service from Highland Bank that streamlines your back-office functions and allows you to make payments to virtually any individual or company through your online business banking account.

Business Bill Pay was designed specifically to meet the needs of today’s businesses. In addition to making payments, you can run customized reports, delegate tasks and set permission controls. It all adds up to more resources and more time to focus on your business.

You can pay virtually any business or individual with a mailing address within the United States and the territories listed below (including expedited payments):

• AS – American Samoa
• FM – Federated States of Micronesia
• GU – Guam
• MH – Marshall Islands
• MP – Northern Mariana Islands
• PR – Puerto Rico
• PW – Palau
• VI – U.S. Virgin Islands
• UM – U.S. Minor Outlying Islands

Bill Pay does not process international payments.

Most payments are delivered electronically. Your account number and other payment information is sent via secure transmission. All other payments are made by paper checks mailed via the U.S. Postal Service.

It’s one of the safest ways for your business to pay bills. Business Bill Pay helps guard against identity theft from lost or stolen checkbooks, bills and statements. It also increases privacy, because only you can access your account information, account numbers and payment history.

Generally, your payment is received within two to seven days, depending on whether it’s sent electronically or via paper check.

Most scheduled payments are sent electronically, and funds are withdrawn from your account on the process date, which could be up to two days before the payment date. Checks are debited when presented to the account (just like a check you wrote off the account).

To enroll, contact your banker or call us at 1-877-457-1305.

First, you need to contact your banker to activate your Business Bill Pay account. Once you’ve enrolled, you can set up payees and start making payments in a few easy steps:

1. Go to the “Payees” tab.
2. Click “Add a Payee.”
3. Choose to add a company, individual or bank or credit union.
4. Complete the form by providing requested information about payee and click “Submit Payee.”
5. Click “Schedule a Payment to Payee,” and let the system do the rest.

Yes. You can import payees from Quicken or QuickBooks directly into your Business Bill Pay account.

Business Bill Pay lets you set up recurring payments for bills paid consistently every month, including insurance payments, contractual payments or your office lease.

Absolutely. With extended remittance you can send a single payment for multiple invoices from a single vendor.

You can delegate any payment responsibilities you want, such as paying utilities and suppliers, running reports or accessing payment history.

Specify who can make payments, which payments they can make and the maximum payment amount. You can also set up final approvals to give the go-ahead before any payments are made.

You can run reports to:

• Access the audit information you need
• Review your spending activity
• View payment activity of authorized users

eBill is a feature that lets you receive and pay electronic versions of paper bills directly from your Business Bill Pay account.

eBills are delivered directly to your Business Bill Pay account. Once you set up an individual eBill for a company you do business with, an eBill comes directly from that payee to your account. Examples of businesses that offer eBills: cable service, phone service and utility providers and credit card companies.

You will continue to receive paper statements from your payee unless you contact your payee to stop sending those statements.

There are two easy ways to determine if a payee offers eBill. You can check to see if there is a “Setup eBill PDF” link next to their listing on your Business Bill Pay homepage, or look for the “Setup eBill PDF” icon under their name in the “View Payees” section.

With eBill, everything you need is in one convenient location. Using eBill allows you to streamline your bill pay routine and have online access to your bills. It also lets you view past bill statements at a glance.

Your full bill statement will be delivered to your account. That means you can view all statement information, including transactions, payment history and credits.

To pay an eBill, simply choose the account you want to pay from, enter the amount you want to pay and schedule when you want the payment delivered.

You can sign up to receive an email notice to alert you when an eBill has been delivered to your account.