Built for brokers. Focused on your borrowers.

Partner with Highland to deliver a better experience for your borrowers—and a smoother process for your team.

Fall 2026 Bridge Loan Special  about Built for brokers. Focused on your borrowers.Explore Our Offerings  about Built for brokers. Focused on your borrowers.

Why Choose Highland?

We’re more than a lender—we’re your wholesale partner. Here’s why brokers trust Highland.

  • Speed with certainty

    Reliable turn times and proactive communication keep deals on track.

  • Competitive pricing

    Transparent rate sheets and consistent LLPAs—no surprises.

  • Common Sense Underwriting

    Experienced underwriters who look beyond the checkbox.

  • Broker-First Service

    Dedicated lending team and responsive support every step of the way.

    Our Offerings:

    • HELOCs/Second Mortgage
    • Land Loan
    • Construction Loan
    • Bridge Loan
    • Future Value Home Improvement Loan

    Learn More 

    Meet the Mortgage Team

    Joe Babiracki

    SVP/Mortgage Banking Manager

    NMLS #: 412640

    Phone Number  952-858-4940

    Ted Bents

    VP/Mortgage Loan Officer

    NMLS #: 412644

    Phone Number  952-858-4917

    Brian Day

    AVP/Mortgage Loan Officer

    NMLS #: 826230

    Phone Number  952-858-4995
    Reach Out:

    Send us a message and one of our lenders will be in touch.

    Contact Us