Grand Opening in St. Michael

Moving into a new space is exciting, so join in and help us celebrate at our new St. Michael branch with refreshments, free gifts and services, and the chance to win great prizes!

• Solo Stove Giveaway: Enter for your chance to win when you visit our new branch! Get Details
• Refreshments: Stop in to meet our team and see the new space, and enjoy complimentary refreshments during lobby hours.
• Free Shredding: Enjoy free document shredding in the lobby during business hours, through the week of May 22nd.
• Kid & Adult Gift Bags: We will be giving away freebies to celebrate our commitment to our customers and our community! (while supplies last)

• Get Directions
• Contact Us

1 – Special offer valid until 6/9/23. Account holder will receive one $50 gift card as a bonus after 8/1/23, provided the account is open and in good standing, and meets all the requirements of this offer. One gift card per household. New checking account relationships must also establish 3 additional (optional) services to be eligible for the bonus gift card. Optional services include ACH, Bill Pay, Consumer Mobile Deposit, Debit Card, Digital Banking, eStatements, Mobile Banking and Zelle. All checking accounts require $100 minimum opening balance. Interest account terms and APY as of 5/22/23 are summarized as follows: Interest Checking pays 0.35% APY for all balances. Kasasa Cash Checking pays 2.54% for balances up to $10,000 and 0.35% for balances over 10,000, resulting in an APY of 0.57% to 2.54% depending on balances held. Accounts are variable rate and may change at the bank’s discretion. Additional fees could reduce earnings. A full fee schedule will be provided to you at the time you open the account.

2 – An introductory rate of 4.99% Annual Percentage Rate (APR) is accurate as of May 22, 2023 and effective for 12 months beginning from the date of the loan documents. Introductory rate offer available on new home equity lines of credit or renewing home equity lines of credit with limit increases of at least $10,000.00. After 12 months, the APR reverts to Prime Rate as published in the Wall Street Journal (currently 8.00%) + 0.50%, with a floor of 4.00% APR. The APR is a variable rate. Offer available with any new or existing Highland Bank checking account and requires automatic payments, minimum loan amount of $10,000.00, no maximum amount and loan-to-value (LTV) of 80% or less. Minimum and maximum APR that can apply during plan is 4.00% and 18.00% respectively. 60 month term. Interest only payments. A balloon payment will result. Appraisal required only when taxed assessed value is greater than $400,000.00. No closing cost on loans up to $100,000.00. Loans greater than $100,000.00, borrower required to pay all closing costs which range from $0.00 to $3,529.00. Property insurance required. Offer subject to credit approval. Offer expires July 31, 2023.

3 – This sweepstakes is open to the general public, who are legal residents of the 50 United States and 18 years of age or older at the time of entry. Participants are only eligible to win once during the sweepstakes period. Employees and immediate family members of Highland Bank and its affiliates are not eligible to participate. Promotion is void where prohibited and subject to all federal, state, and local laws. No purchase is necessary. See a bank employee for a copy of the full Official Rules.