Personal Credit Cards

Find the Card That’s Right for You

If your busy lifestyle demands convenience and great rates, ask about the Highland Bank credit card options offered through Elan Financial Services. Whether you are planning a vacation, making a purchase, building credit, or running your own business, we make it easy for you to select and apply for the credit card that’s right for you!

Card Details

Visa Platinum Card

Save on interest and pay down your other credit card balances faster with a great low introductory rate for an extended time!

Save on interest and pay down your other credit card balances faster with a great low introductory rate for an extended time!

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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Cash Rewards American Express Card

Earn cash back every time you use your card.

Earn cash back every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.

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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Visa Real Rewards Card

Watch your rewards add up fast with 1.5 points for every $1 you spend.

Watch your rewards add up fast with 1.5 points for every $1 you spend on eligible net purchases. Plus get 2,500 bonus rewards points after your first purchase.

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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Premier Rewards American Express Card

Watch your rewards add up even faster with

Watch your rewards add up even faster with up to 4 points for every $1 you spend on eligible net restaurant purchases, 3 points for every $1 you spend on eligible net airline purchases, 2 points for every $1 you spend on eligible net gas purchases, 1 point for every $1 you spend on all other eligible net purchases, and 10,000 bonus points after you spend $1,000 in the first 3 months. Plus get an automatic statement reimbursement for either Global Entry or TSA PreCheck.

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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

Visa® Platinum Card Cash Rewards American Express® Card Visa® Real Rewards Card Premier Rewards American Express® Card
Rewards
Cash Back
Merchandise and Gift Cards  
Travel  
Rewards Earned  Every 100 points equals $1 in redemption value
3% cash back on gas purchases  
2% cash back on supermarket purchases  
4x points on restaurant purchases
3x points on airline purchases
2x points on gas purchases
1.5 points/1.5% per dollar on all purchases (base earn)
1 point/1% per dollar on all purchases (base earn)
 Bonuses
Reward Bonus — $25 value awarded after first purchase  
Reward Bonus — $100 value awarded after you spend $1,000 in the first 3 months
Benefits
Global Entry or TSA PreCheck
Purchase tickets for popular events before the general public
Peace of mind benefits such as Zero Fraud Liability and auto rental collision damage waiver

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.