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Community Reinvestment Act

The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.   Highland Bank is a proud supporter of its communities, and dedicated to improve the financial, social and professional prosperity of those within.   The information below

2023 MBA Community Champion Recognition logo

Highland Bank Honored for Community Commitment

The Minnesota Bankers Association (MBA) has recognized 90 Minnesota banks for their community involvement. Banks play a vital role in their communities and to honor and recognize their involvement, the MBA created the Community Champion recognition program. Highland Bank is one of 90 Community Champions that have worked with hundreds of organizations in our communities

Fraud & Scams

At Highland Bank, our goal is to bring awareness to the potential threats and provide tools and resources to help safe guard your assets. Protect Yourself        Protect Your Business

Heather Fitzgerald Headshot White Background

Heather Fitzgerald

VP, Community Lender Starting business as customers, turning into friends, and maintaining long-term relationships is of vital importance to Heather as she goes about her day. With a bachelor’s degree in Business Administration with an emphasis in Management, Heather started her banking career in 1992 as a Teller, working her way to Vice President, Community

Joe Babiracki Headshot on White Background

Joe Babiracki

SVP, Mortgage Banking Manager From early in his career, Joe Babiracki forged a path of innovative consumer lending, focused on meeting the ever-changing needs of the market, and providing attractive revenue opportunities for the clients he partners with. After graduating from the University of Minnesota, Carlson School of Management with a degree in Finance and