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Commercial Lending Solutions for Minnesota Businesses
Whether you’re purchasing commercial real estate, financing equipment, acquiring a business, expanding operations, or improving cash flow, Highland Bank can help you find financing solutions tailored to your goals.
Frequently Asked Questions
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Highland Bank provides a range of financing solutions to support business growth, including commercial real estate loans, equipment financing, SBA loans, acquisition financing, lines of credit, and cash management services. Our commercial banking team works with you to identify the financing solution that best fits your goals.
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Once you submit your information, a member of our commercial banking team will review your request and contact you to discuss your financing needs. We’ll learn more about your business, answer questions, and outline potential next steps.
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A brief conversation is typically all that’s needed to begin exploring financing options. Depending on your needs, your banker may request additional information about your business, financial performance, project details, or financing goals.
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Yes. At Highland Bank we are proud to be an SBA preferred lender. SBA loans can be an effective financing solution for business expansion, equipment purchases, commercial real estate, working capital, and acquisitions. Our commercial bankers can help determine whether an SBA loan may be a good fit for your business needs.
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Absolutely. Equipment financing can help businesses acquire or upgrade machinery, vehicles, technology, and other essential equipment while preserving working capital. We’ll work with you to structure a financing solution that aligns with your business goals.
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No. Whether you’re already banking with Highland or exploring financing options for the first time, we’re happy to discuss your business needs and explore potential solutions.
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A business loan typically provides a lump sum of funding for a specific purpose, while a line of credit gives businesses ongoing access to funds up to an approved limit. Our commercial bankers can help determine which option best supports your cash flow and growth objectives.
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Financing amounts vary based on factors such as the purpose of the loan, business financials, collateral, and overall borrowing needs. During your consultation, we’ll discuss your goals and recommend financing options that fit your situation.
How Can We Help Your Business?
A Partner Focused on Your Growth
As a locally owned community bank, we understand the unique opportunities and challenges facing Twin Cities businesses. Our lenders live and work in the communities we serve, giving us firsthand knowledge of the local market. That means decisions are made with a deep understanding of your business environment—not by someone sitting in an office hundreds of miles away. When opportunities arise, you’ll have access to a team that knows your market and is ready to help you act.
No two businesses are exactly alike, and your financing shouldn’t be either. We take the time to learn about your goals, cash flow, growth plans, and industry-specific needs before structuring a solution. Whether you’re purchasing commercial real estate, financing equipment, acquiring another business, or seeking working capital, we’ll help identify options that align with your objectives and position your business for long-term success.
Business owners deserve transparency throughout the financing process. From your first conversation through closing and beyond, we’ll keep you informed and available to answer questions. You’ll know where things stand, what comes next, and who to contact when you need assistance. Our goal is to make the lending experience straightforward, efficient, and free from unnecessary surprises.
We’re not focused on a single transaction—we’re focused on building lasting relationships. As your business evolves, your banking needs will likely change as well. That’s why many of our commercial clients continue working with us for years, relying on Highland Bank as a trusted financial partner through growth, transitions, and new opportunities. When you bank with Highland, you gain a team that’s invested in your success today and for the future
Key Benefits
- 80+ Years Serving Minnesota Businesses
- Local Lending Decisions
- Dedicated Banker
- Commercial Real Estate, SBA & Equipment Financing
Need Financing for an Upcoming Opportunity?
Whether you’re:
- purchasing equipment
- financing commercial property
- preparing for growth
Our commercial banking team can help you evaluate options and move forward with confidence.