• Life’s special moments call for special rates.

    Home Equity Line of Credit

    1.99% APR*

    12-Month Fixed Introductory Rate


    4.50% APR*

    Variable Rate Thereafter


    Apply Now

A new car. A wedding. A bucket-list vacation. Big moments like these can be big expenses too.

Use the equity in your home to plan for them. Act now to take advantage of low, limited-time promotional rates on a new or renewing home equity line of credit — a smart way to borrow for any special moment ahead.

Consult your tax advisor about tax-deductible interest.

Home Improvements

Large Purchases

Wedding Expenses

Debt Consolidation

*An introductory rate of 1.99% Annual Percentage Rate (APR) is accurate as of May 6, 2022, and effective for 12 months beginning from the date of the loan documents. Introductory rate offer is available on a new home equity line of credit or renewing home equity line of credit with limit increases of at least $10,000. After 12 months, the APR reverts to Prime Rate as published in the Wall Street Journal (currently 4.00%) + 0.50%, with a floor of 4.00% APR. The APR is a variable rate. Offer available with any new or existing Highland Bank checking account and requires automatic payments, minimum loan amount of $10,000 and loan-to-value (LTV) of 80% or less. Minimum and maximum APR that can apply during plan is 4.00% and 18.00% respectively. 60-month term. Interest only payments. A balloon payment will result. Appraisal required only when taxed assessed value is greater than $400,000. No closing cost on loans up to $100,000.00. Loans greater than $100,000.00, borrower required to pay all closing costs, which range from $0.00 to $3,529.00. An annual fee of $95.00 is waived for the first year and any subsequent year where the minimum average outstanding balance is $10,000 or greater. Property insurance required. Offer subject to credit approval. Offer expires June 30, 2022.